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Founded 1936 · A.M. Best A++
4.6customer rating
GEICO California auto insurance
Direct-to-consumer carrier known for some of the lowest baseline rates in the country.
$98
CA avg / mo
$588
6-month policy
60-second compare
Start with your ZIP
See 12+ California rates
Why GEICO
GEICO is best for cheapest baseline rates. Direct-to-consumer carrier known for some of the lowest baseline rates in the country. Their California pricing puts them in the cheapest tier for typical drivers — but discounts and bundling can move you up or down meaningfully.
Top discounts & perks
- 15-min quote
- Multi-vehicle 25%
- Federal employee 8%
- Mobile app A+
GEICO CA rate snapshot
- Monthly
- $98
- 6-month
- $588
- Annual
- $1176
- Default deductible
- $500
- A.M. Best rating
- A++
- Customer rating
- 4.6 / 5
Sample profile: 35-year-old driver, clean record, full coverage, $500 deductible. Your actual rate depends on driving record, credit, vehicle, and ZIP.
Compare GEICO vs 11 other carriers
12+ carriers · No SSN · Average savings $612/yr