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Founded 1962 · A.M. Best A
4.3customer rating
Mercury California auto insurance
California-born carrier — top 3 cheapest in CA. Independent agent network.
$104
CA avg / mo
$624
6-month policy
60-second compare
Start with your ZIP
See 12+ California rates
Why Mercury
Mercury is best for california natives. California-born carrier — top 3 cheapest in CA. Independent agent network. Their California pricing puts them in the cheapest tier for typical drivers — but discounts and bundling can move you up or down meaningfully.
Top discounts & perks
- CA homegrown
- Multi-car 20%
- Auto-pay 5%
- Good student 15%
Mercury CA rate snapshot
- Monthly
- $104
- 6-month
- $624
- Annual
- $1248
- Default deductible
- $500
- A.M. Best rating
- A
- Customer rating
- 4.3 / 5
Sample profile: 35-year-old driver, clean record, full coverage, $500 deductible. Your actual rate depends on driving record, credit, vehicle, and ZIP.
Compare Mercury vs 11 other carriers
12+ carriers · No SSN · Average savings $612/yr