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Founded 1922 · A.M. Best A++
4.9customer rating
USAA California auto insurance
Military-only carrier — consistently #1 in customer satisfaction and price.
$92
CA avg / mo
$552
6-month policy
60-second compare
Start with your ZIP
See 12+ California rates
Why USAA
USAA is best for military families. Military-only carrier — consistently #1 in customer satisfaction and price. Their California pricing puts them in the cheapest tier for typical drivers — but discounts and bundling can move you up or down meaningfully.
Top discounts & perks
- Military only
- SafePilot 30%
- Garaging discount
- Multi-vehicle 25%
USAA CA rate snapshot
- Monthly
- $92
- 6-month
- $552
- Annual
- $1104
- Default deductible
- $500
- A.M. Best rating
- A++
- Customer rating
- 4.9 / 5
Sample profile: 35-year-old driver, clean record, full coverage, $500 deductible. Your actual rate depends on driving record, credit, vehicle, and ZIP.
Compare USAA vs 11 other carriers
12+ carriers · No SSN · Average savings $612/yr